Skip to main navigation
Top nav
Customer Service
About Us
Careers
Investor Relations
Prices of financing and savings products
Open Banking
English
العربية
Search
ONLINE SERVICES
Log on
Personal Internet Banking - FLEXX CLICK
Corporate Internet Banking - FLEXX Business
Corporate Multi Currency Card Portal
Online Easypay Service
Online individual account opening
e-Forms – individual Acc. opening “For Residents ”
e-Forms – Personal Finance Request
e-Forms –Home Finance Request
e-Forms – Credit Card Request
Internet Shares Trading service - Istithmarcom
Register
Personal Banking
Accounts
ALASALAH Current Account
Salary Account
Murabaha Deposit
Time Deposits
E-Save
ALASALAH Current Account
Learn More
Salary Account
Learn More
Murabaha Deposit
Learn More
Time Deposits
Learn More
E-Save
Learn More
Customers Programs
Silver Program
GOLD PROGRAM
Platinum Program
Silver Program
Learn More
Gold Program
Learn More
Platinum Program
Learn More
Finance
Al ASALAH Personal Finance
Murabaha Personal Finance
Shares Murabaha Finance
Car Murabaha Finance
Retirees Personal Finance
Refinance
Personal Finance Buyout
Alasalah Home Finance
Home Finance programs in cooperation with REDF
Madoom and Moyassar home finance
MOH ready house
Self-Construction Finance
Home Equity
Al ASALAH Murabaha Home Finance
Unit under construction (off plan)
Home Equity
Alasalah Home Finance
Al ASALAH Personal Finance
Learn More
Alasalah Home Finance
Learn More
Cards
mada Debit Cards
mada Silver Debit Card
mada Gold Debit Card
mada “Visa Infinite” Debit Card
mada
mada Pay Service
mada
SAIB mada Card with atheer Service
Online Payment Service with mada Debit Card from The Saudi Investment Bank
Card Transaction Dispute Form
Enjoy Using Your SAIB Cards with Apple Pay
pre-paid Cards
"EasyPay" Payroll Card
"EasyPay" Household Card
EDUPAY Student Card
Credit Cards
Visa Platinum Credit Card
Visa Signature Credit Card
Card Transaction Dispute Form
Platinum Cashback Credit Card
Visa Infinite Credit Card
Supplementary Cards
Low Limit Cards
Travel Card
“EasyShopping” Card
Special Offers
Visa Explore
Easy Payment Plan – 0% Profit Rate
Credit Balance Transfer
mada Debit Cards
Learn More
pre-paid Cards
Learn More
Credit Cards
Learn More
Low Limit Cards
Learn More
Special Offers
Learn More
Easy Payment Plan – 0% Profit Rate
Learn More
E-Banking Services
Internet Banking (Flexx Click)
Phone Banking (Flexx Call)
Flexx Transfer
ATM/ Cash Deposit Service
SAIB Coins Deposit Machines
Now, Issue your Card by Yourself
You Want to Donate to a charity easily?
ATM services
Cash Deposit Machine
Interactive Teller Machines (ITMs)
Emergency Cash Service
Alerts Service
SAIB Mobile Apps
Flexx Touch - Mobile App
Flexx Safe
Al-Huda App
Payments and Transfers
SADAD
SADAD Service
SARIE Service
SWIFT Service
Internet Banking (Flexx Click)
Learn More
Phone Banking (Flexx Call)
Learn More
Flexx Transfer
Learn More
ATM/ Cash Deposit Service
Learn More
SAIB Mobile Apps
Learn More
Payments and Transfers
Learn More
Loyalty Programs
Aseel Loyalty Program
Aseel FAQ's
WooW Loyalty Program
WooW Program
Manual Usage
WooW FAQ
WooW Program Terms and Conditions
Aseel Loyalty Program
Learn More
WooW Rewarding Program
Learn More
Treasury and Investment Group
Liquidity Management
Liquidity Management
Learn More
Foreign Exchange
Foreign Exchange
Learn More
Structured products
Structured Products
Learn More
Investment Department
Investment Department
Learn More
financial institutions
Financial Institutions
Learn More
Strategic Investments
Strategic Investments
Learn More
Corporate Banking & SME
Small and Medium Enterprises
Business Finance
Kafalah Program
Secured Financing Program with the ADF
Business Finance
Learn More
Kafalah Program
Learn More
Secured Financing Program with the ADF
Learn More
Corporate
Working Capital Financing
Shariah Compliant Financing Product
Overview
Products
Brochure
Contract Financing
Syndicated Loans
Project & Structured Finance
Investment Services
Secured Financing Program with the ADF
The Saudi Investment Bank American Express Corporate Card
Working Capital Financing
Learn More
Shariah Compliant Financing Product
Learn More
Contract Financing
Learn More
Syndicated Loans
Learn More
Project & Structured Finance
Learn More
Secured Financing Program with the ADF
Learn More
Cash Management and Payroll Services
B2B
Cash pick up
Escrow Accounts
Other Services
Mobile Point of Sales
Employee Loans & Accounts
Points of Sale
Cash Deposit Card “FLEXX CASH IN”
Flexx Pay
Payroll
Flexx Business
Corporate Banking “Flexx Business”
Learn More
Payroll
Learn More
Cash pick up
Learn More
B2B
Learn More
Escrow Accounts
Learn More
Other Services
Learn More
Value Added Tax (VAT)
Value Added Tax (VAT)
Learn More
Trade Finance Solutions
International Trade Solutions
Marine Cargo Insurance
Trade Finance Services
Trade Finance Services
Learn More
International Trade Solutions
Learn More
Marine Cargo Insurance
Learn More
Community Investment
Sustainability
Our Approach to Sustainabality
GRI GOLD Community
إطار عمل الاستدامة
سياسة واستراتيجية الاستدامة
لجنة الإستدامة
Environmental Policy
Sustainability Committee Charter
Stakeholders
Financing of Environmental Friendly Projects
Our Approach to sustainability
Learn More
Sustainability Committee Charter
Learn More
Environmental Policy
Learn More
Financing of Environmental Friendly Projects
Learn More
Stakeholders
Learn More
Banking Awareness
Initiatives & Prgrams
Woow Al Khair
Other Initiatives & Programs
Recycling
King Faisal Project
SAIB's Virtual Branches at “Kidzzdom & Kidzania" Kids Edutainment Cities
Sustainable Blood Donation
Volunteer Team
Woow Al Khair
Learn More
Volunteer Team
Learn More
Sustainable Blood Donation
Learn More
Other Initiatives & Programs
Learn More
Sustainability Reports
Corporate Sustainability Report 2016
SAIB Integrated Annual Report 2017
Sustainability Reports
SAIB Integrated Annual Report 2021
Learn More
SAIB Integrated Annual Report 2020
Learn More
SAIB Integrated Annual Report 2019
Learn More
SAIB Integrated Annual Report 2018
Learn More
SAIB Integrated Annual Report 2017
Learn More
Other Sustainability Reports
Learn More
Corporate Governance
Board of Directors
Board Membership Selection Criteria Policy
Board Committees
Executive Committee
Board Risk Committee
Nomination and Remuneration Committee
Audit Committee
Shariah Committee
Corporate Governance Committee
Communication with the Board
Board of Directors
Board of Directors
Learn More
Board Membership Selection Criteria Policy
Learn More
Board Committees
Learn More
Communication with the Board
Learn More
Remuneration Policy
Learn More
Governance
Corporate Governance Manual
Corporate Governance Framework
General Assembly Minutes
Corporate Governance Manual
Learn More
Corporate Governance Framework
Learn More
General Assembly Minutes
Learn More
Annual Report
Annual Report 2018
Annual Report 2017
Annual Report 2016
Annual Report 2015
Annual Report 2014
SAIB's Annual Report 2017
Learn More
SAIB's Annual Report 2018
Learn More
Annual Report 2019
Learn More
Annual Report 2020
Learn More
Annual Report 2021
Learn More
Code of Conduct and Ethics
Board of Directors Conduct and Ethics Code
Employee Code of Conduct
Board of Directors Conduct and Ethics Code
Learn More
Employee Code of Conduct
Learn More
Profit and Divided Distribution
Investor Relations
The Saudi Investment Bank Announces Calling Candidature for Board Members Elections
By Laws
Personal Banking
Accounts
ALASALAH Current Account
Salary Account
Murabaha Deposit
Time Deposits
E-Save
ALASALAH Current Account
Learn More
Salary Account
Learn More
Murabaha Deposit
Learn More
Time Deposits
Learn More
E-Save
Learn More
Customers Programs
Silver Program
GOLD PROGRAM
Platinum Program
Silver Program
Learn More
Gold Program
Learn More
Platinum Program
Learn More
Finance
Al ASALAH Personal Finance
Murabaha Personal Finance
Shares Murabaha Finance
Car Murabaha Finance
Retirees Personal Finance
Refinance
Personal Finance Buyout
Alasalah Home Finance
Home Finance programs in cooperation with REDF
Madoom and Moyassar home finance
MOH ready house
Self-Construction Finance
Home Equity
Al ASALAH Murabaha Home Finance
Unit under construction (off plan)
Home Equity
Alasalah Home Finance
Al ASALAH Personal Finance
Learn More
Alasalah Home Finance
Learn More
Cards
mada Debit Cards
mada Silver Debit Card
mada Gold Debit Card
mada “Visa Infinite” Debit Card
mada
mada Pay Service
mada
SAIB mada Card with atheer Service
Online Payment Service with mada Debit Card from The Saudi Investment Bank
Card Transaction Dispute Form
Enjoy Using Your SAIB Cards with Apple Pay
pre-paid Cards
"EasyPay" Payroll Card
"EasyPay" Household Card
EDUPAY Student Card
Credit Cards
Visa Platinum Credit Card
Visa Signature Credit Card
Card Transaction Dispute Form
Platinum Cashback Credit Card
Visa Infinite Credit Card
Supplementary Cards
Low Limit Cards
Travel Card
“EasyShopping” Card
Special Offers
Visa Explore
Easy Payment Plan – 0% Profit Rate
Credit Balance Transfer
mada Debit Cards
Learn More
pre-paid Cards
Learn More
Credit Cards
Learn More
Low Limit Cards
Learn More
Special Offers
Learn More
Easy Payment Plan – 0% Profit Rate
Learn More
E-Banking Services
Internet Banking (Flexx Click)
Phone Banking (Flexx Call)
Flexx Transfer
ATM/ Cash Deposit Service
SAIB Coins Deposit Machines
Now, Issue your Card by Yourself
You Want to Donate to a charity easily?
ATM services
Cash Deposit Machine
Interactive Teller Machines (ITMs)
Emergency Cash Service
Alerts Service
SAIB Mobile Apps
Flexx Touch - Mobile App
Flexx Safe
Al-Huda App
Payments and Transfers
SADAD
SADAD Service
SARIE Service
SWIFT Service
Internet Banking (Flexx Click)
Learn More
Phone Banking (Flexx Call)
Learn More
Flexx Transfer
Learn More
ATM/ Cash Deposit Service
Learn More
SAIB Mobile Apps
Learn More
Payments and Transfers
Learn More
Loyalty Programs
Aseel Loyalty Program
Aseel FAQ's
WooW Loyalty Program
WooW Program
Manual Usage
WooW FAQ
WooW Program Terms and Conditions
Aseel Loyalty Program
Learn More
WooW Rewarding Program
Learn More
Treasury and Investment Group
Liquidity Management
Liquidity Management
Learn More
Foreign Exchange
Foreign Exchange
Learn More
Structured products
Structured Products
Learn More
Investment Department
Investment Department
Learn More
financial institutions
Financial Institutions
Learn More
Strategic Investments
Strategic Investments
Learn More
Corporate Banking & SME
Small and Medium Enterprises
Business Finance
Kafalah Program
Secured Financing Program with the ADF
Business Finance
Learn More
Kafalah Program
Learn More
Secured Financing Program with the ADF
Learn More
Corporate
Working Capital Financing
Shariah Compliant Financing Product
Overview
Products
Brochure
Contract Financing
Syndicated Loans
Project & Structured Finance
Investment Services
Secured Financing Program with the ADF
The Saudi Investment Bank American Express Corporate Card
Working Capital Financing
Learn More
Shariah Compliant Financing Product
Learn More
Contract Financing
Learn More
Syndicated Loans
Learn More
Project & Structured Finance
Learn More
Secured Financing Program with the ADF
Learn More
Cash Management and Payroll Services
B2B
Cash pick up
Escrow Accounts
Other Services
Mobile Point of Sales
Employee Loans & Accounts
Points of Sale
Cash Deposit Card “FLEXX CASH IN”
Flexx Pay
Payroll
Flexx Business
Corporate Banking “Flexx Business”
Learn More
Payroll
Learn More
Cash pick up
Learn More
B2B
Learn More
Escrow Accounts
Learn More
Other Services
Learn More
Value Added Tax (VAT)
Value Added Tax (VAT)
Learn More
Trade Finance Solutions
International Trade Solutions
Marine Cargo Insurance
Trade Finance Services
Trade Finance Services
Learn More
International Trade Solutions
Learn More
Marine Cargo Insurance
Learn More
Community Investment
Sustainability
Our Approach to Sustainabality
GRI GOLD Community
إطار عمل الاستدامة
سياسة واستراتيجية الاستدامة
لجنة الإستدامة
Environmental Policy
Sustainability Committee Charter
Stakeholders
Financing of Environmental Friendly Projects
Our Approach to sustainability
Learn More
Sustainability Committee Charter
Learn More
Environmental Policy
Learn More
Financing of Environmental Friendly Projects
Learn More
Stakeholders
Learn More
Banking Awareness
Initiatives & Prgrams
Woow Al Khair
Other Initiatives & Programs
Recycling
King Faisal Project
SAIB's Virtual Branches at “Kidzzdom & Kidzania" Kids Edutainment Cities
Sustainable Blood Donation
Volunteer Team
Woow Al Khair
Learn More
Volunteer Team
Learn More
Sustainable Blood Donation
Learn More
Other Initiatives & Programs
Learn More
Sustainability Reports
Corporate Sustainability Report 2016
SAIB Integrated Annual Report 2017
Sustainability Reports
SAIB Integrated Annual Report 2021
Learn More
SAIB Integrated Annual Report 2020
Learn More
SAIB Integrated Annual Report 2019
Learn More
SAIB Integrated Annual Report 2018
Learn More
SAIB Integrated Annual Report 2017
Learn More
Other Sustainability Reports
Learn More
Corporate Governance
Board of Directors
Board Membership Selection Criteria Policy
Board Committees
Executive Committee
Board Risk Committee
Nomination and Remuneration Committee
Audit Committee
Shariah Committee
Corporate Governance Committee
Communication with the Board
Board of Directors
Board of Directors
Learn More
Board Membership Selection Criteria Policy
Learn More
Board Committees
Learn More
Communication with the Board
Learn More
Remuneration Policy
Learn More
Governance
Corporate Governance Manual
Corporate Governance Framework
General Assembly Minutes
Corporate Governance Manual
Learn More
Corporate Governance Framework
Learn More
General Assembly Minutes
Learn More
Annual Report
Annual Report 2018
Annual Report 2017
Annual Report 2016
Annual Report 2015
Annual Report 2014
SAIB's Annual Report 2017
Learn More
SAIB's Annual Report 2018
Learn More
Annual Report 2019
Learn More
Annual Report 2020
Learn More
Annual Report 2021
Learn More
Code of Conduct and Ethics
Board of Directors Conduct and Ethics Code
Employee Code of Conduct
Board of Directors Conduct and Ethics Code
Learn More
Employee Code of Conduct
Learn More
Profit and Divided Distribution
Investor Relations
The Saudi Investment Bank Announces Calling Candidature for Board Members Elections
By Laws
Aa
Customer Service
About us
Careers
Investor Relations
Prices of financing and savings products
English
العربية
Need help?
Visit our
Customer Service Support page
or Call
800-124-8000
Register
Call us on 800-124- 8000
ONLINE SERVICES
ACCESSIBILITY
RESIZE TEXT
A
A
HIGH CONTRAST
(GREY SCALE)
HIGH CONTRAST
TEXT SPEAKER
SAIB's Annual Report 2015
Breadcrumb
Home
Corporate Governance
Annual Report
Annual Report 2015
SAIB's Annual Report 2015
Bottom nav
Site Map
Locate a branch
Customer Service
Media Center
