Travel Card

Travel Card

Travel Card

The 100-Currency Card .. for Travels and More

The multi-currency Travel Card enables its holder to pay in 100 different currencies at best exchange rates with ZERO exchange rate conversion!

 

You can use the Travel Card in two ways:

  • Pre-Paid: You can use the card as a prepaid card by transferring the money from your current account to your travel card balance.
  • Credit Card: You can use the card as a credit card, by applying for a credit limit through the bank’s Mobile Application and using the limit to transfer money to your Travel Card.

 

One card to use in your travels or when shopping online to enjoy faster and safer transactions.

You can issue additional cards for your family members (with linked or separate balances).

 

Travel Card come with 5 Free Default Currencies:

  • US Dollars - USD
  • Great Britain Pound - GBP
  • Euro - EUR
  • Emirati Dirham - AED
  • Saudi Riyal -SAR

 


 

travelcard-applynow   travelcard-open-account

 

You can add any of the new additional currencies including:

chfSwiss Franc - CHF bhd-flagBahraini Dinar - BHD
trkTurkish Lira - TRY cad-flagCanadian Dollar - CAD
jdrJordanian Dinar - JOD cny-flagChinese Yuan - CNY
kwd-flagKuwaiti Dinar - KWD egp-flagEgyptian Pound - EGP
idr-flagIndonesian Rupiah - IDR mad-flagMoroccan Dirham - MAD
php-flagPhilippine Peso - PHP inr-flagIndian Rupee - INR
bam-flagBosnian Mark – BAM rus-flagRussian Ruble - RUB * Temporarily disabled 
aud-flagAustralian dollar - AUD  dkk-flagDanish Krona - DKK 
jpy-flagJapanese Yen - JPY  nok-flagNorwegian Krone - NOK 
nzd-flagNew Zealand Dollars - NZD  omr-flagOmani Riyals - OMR 
sek-flagSwedish Krona - SEK  czk-flagCzech Koruna - CZK 
hkd-flagHong Kong Dollar – HKD  myr-flagMalaysian Ringgit – MYR 
tnd-flagTunisian Dinar   byr-flagBelarusian Ruble 
khr-flagCambodian Riel  bgn-flagBulgarian Lev 
etb-flagEthiopian Birr  eur-flagCFA Franc  
mdl-flagMoldovan Leu  pab-flagPanamanian Balboa 
kzt-flagKazakhstani Tenge  vnd-flagVietnamese Dong 
kes-flagKenyan Shilling  gip-flag Gibraltar Pound 
mongolia Mongolian Tugrik - MNT colombia Colombian Peso - COP 
central_african_republicCentral African CFA Franc - XAF  french_polynesia The Central Pacific Franc - XPF 
peruPeruvian Sol - PEN  grenada Eastren Caribbean Dollar - XCD 
cayman_islandsCayman Island Dollar - KYD  djibouti Djibouti Franc - DJF 
madagascaMalagasy Ariary - MGA  chile Chilean peso - CLP 
zambiaZambian Kwacha - ZMW  2021-10/qatari_flag.pngQatari riyal – QR 
zar-flagSouth African Rand- ZAR  mxn-flag Mexican Peso - MXN 
pln-flagPolish Zloty - PLN  thb-flagThai Baht - THB 
sgd-flagSingapore Dollar - SGD  krw-flagSouth Korean Won - KRW 
azn-flagAzerbaijani Manat - AZN  gel-flagGeorgian Lari - GEL 
uah-flagUkrainian Hryvnia - UAH  lkr-flagSri Lankan Rupee - LKR   
brl-flagBrazilian Real - BRL  huf-flagHungarian Forint - HUF 
hrk-flagCroatian Kuna - HRK  mur-flagMauritian Rupee - MUR 
ron-flagRomanian Leu - RON  twd-flagTaiwan Dollar - TWD 
lbp-flagLebanese Pound - LBP  pkr-flagPakistani Rupee - PKR 
kgs-flagKyrgyzstani Som - KGS   all-flagAlbanian Lek - ALL 
isk-flagIceland Krona - ISK   mvr-flagMaldivian Rufiyaa - MVR 
tzs-flagTanzanian Shilling  uzs-flagUzbekistani Som  
dzd-flagAlgerian Dinar   iqd-flagIraqi Dinar 
mop-flagMacau Pataca  ugx-flagUgandan Shilling 
scr-flagSeychellois Rupee   ngn-flagNigerian Naira  
rsd-flagSerbian Dinar  ghs-flagGhanaian Cedi  
bsd-flagBahamian Dollar  tjs-flagTajikistani Somoni 
armeniaArmenian Dram - AMD  paraguayParaguayan guaraní - PYG 
bruneiBrunei Dollar - BND  hondurasHonduran lempira - HNL 
arubaAruban Florin - AWG  el_salvadorSalvadoran Colón - SVC 
fijiFijian dollar - FJD  rwandaRwandan Franc - RWF 
jamaicaJamaican dollar - JMD  papua_new_guineaPapua New Guinean Kina - PGK 
uruguayUruguayan peso - UYU  nepal Nepalese rupee - NPL 
macedoniaMacedonian denar - MKD  dominican_republic Dominican peso - DOP 
 

You can also add more than 1 currency at the same time.

Fees

General Fees (Whether the credit limit is active or not)
Issuance fee SAR 100
Renewal fee SAR 75
Replacement fee SAR 50
Chargeback fee SAR 50
Cash withdrawal fee
$6 or equivalent
Transfer (load/unload) fee No transfer fee
Foreign Currency Mark-up 2%
OIF for non-sufficient balance on the added currencies 1% Debited from USD wallet
Special Fees (If the credit limit is active)
Tawarruq Profit Rate 2.49%
Late Payment Fees SAR 100
Dispute Fees (False Dispute) SAR 50
Issuance fee SAR 100
Foreign Currency Mark-up 2.75%
Minimum Payment Due 5% or SAR 100 (whichever is higher)

Calculator

The calculator provides estimates only and shall not be considered as an approval for the card limit.
Result
=
00,000
Your Age
 
18 Years
Your Salary
SAR
Employer Sector
Customer Type
 
Please note that these are simulated amounts representing approximate numbers only, without taking into account your monthly obligations and credit bureau results.
For exact figures, please contact Flexx Call contact center at 800-124-8000

or visit the nearest SAIB Branches.
All credit cards are subject to credit approval.

Example

Card Type Travel Card (Credit Limit)
Credit Limit 10,000
Used Amount by customer 7,000
Tawarruq 2.49%
Annual Fee 75 SAR
Minimum Payment Due 5%
(APR) Annual Percentage Rate 39.77%
Period to pay total outstanding 75 months
*Only Travel Card fees apply, with no additional fees for the credit limit
**Above example is according to product terms and conditions as of 16 March 2023

FAQs

Are there any conditions for obtaining the card?

The card is available for all SAIB account holders.

How can SAIB customers apply for this card through E-channels?

  • Login to internet banking or mobile application
  • Go to cards section then click on Travel Card
  • Since it is a new card request, click on the “Card Request” option
  • Once you approve the T&C, an issuance fee of SAR100 will be debited from your account. After that, your request will be processed immediately
  • Once you receive your card, you should activate your card through internet banking or Mobile Application or by calling Phone Banking at 8001248000 (if within the Kingdom of Saudi Arabia) or +96114183100 (if overseas)

Is it the first multi-currency card in the Kingdom of Saudi Arabia?

Yes, it is the first low limit multi-currency credit card launched in the Kingdom of Saudi Arabia which can be loaded with 100 different currencies to avoid the exchange rate fees.

How can I get a Travel Card?

Both primary and supplementary cards can be requested through internet banking or Mobile Application and the card will be delivered via courier with 5 business days. You may also issue it instantly through the self-service machine in the nearest SAIB branch

 
+Show All

 

TERMS & CONDITIONS

To check our terms and conditions click here

CARD TRANSACTION DISPUTE FORM

click here to download the Card Transaction Dispute Form

Product Risks

To view the risks of Low-Limit Credit Cards , click here

FAQs

Are there any conditions for obtaining the card?

The card is available for all SAIB account holders.

How can SAIB customers apply for this card through E-channels?

Is it the first multi-currency card in the Kingdom of Saudi Arabia?

Yes, it is the first low limit multi-currency credit card launched in the Kingdom of Saudi Arabia which can be loaded with 100 different currencies to avoid the exchange rate fees.

How can I get a Travel Card?

Both primary and supplementary cards can be requested through internet banking or Mobile Application and the card will be delivered via courier with 5 business days. You may also issue it instantly through the self-service machine in the nearest SAIB branch.

 

 

Can I issue a Travel card for my family members?

More than one Travel Card can be requested for your family members, which will be linked to your account and controlled by main account holder.

How will I benefit from the Travel Card?

Whether I travel often or have a family member who travels often or lives abroad, the Travel Card will help me save significant amounts of money and avoid unnecessary exchange rate fees.

What is the card credit limit?

The card is issued with a credit limit of 1 USD.

Are there any fees for loading funds to the Travel Card?

No fees when loading your card.

Are there any fees for unloading funds from the Travel Card to my SAIB account?

No fees when unloading your card.

How easy it is to load your Travel Card?

No need to visit currency exchange stores any more, Travel Card enables cardholders to load fund to their card through SAIB internet banking “Flexx Click” or mobile application “Flexx Touch” and phone banking “Flexx Call” service.

Are there any fees for adding currencies to the Travel Card?

Yes, there is a fee of SAR 25 for each additional currency as a onetime fee only.

How can I add new currencies to the card?

  • Login to internet banking “Flexx Click” or mobile application “Flexx Touch
  • Go to cards section then click on Travel Card
  • Select adding additional currencies and choose the desired currencies
  • After confirming the currencies, a fee of SAR 25 will be charged for each currency added and your request will be immediately processed

Can I use my card in countries that don’t accept one of the currencies in the Travel Card?

Yes, you can use the card around the world and the amount will be exchanged from the original currency to USD.

Can I use this card within the Kingdom of Saudi Arabia?

Yes you can.

Can I unload money back to my SAIB account?

Yes, you can unload money back into your SAIB account for free.

How long does it take to approve the card request?

Your request will be approved immediately as there is no need to check your credit history.

What is the daily cash withdrawal limit?

You can withdraw up to USD 2,500.

What is limit to purchase through POS or online?

There is no limit; you can use the all available amount in the card.

What is the maximum load amount?

The maximum load amount is USD 100,000 or it is equivalent in other currencies. This limit will be covering in all added currencies. You can load again at any time after using the amount.

What if I forget my PIN?

You can view your PIN easily through the Travel Card page in the Internet Banking or Mobile Application.

Are my online transactions secured?

All transactions done online using any SAIB card is supported by 3D secure (verified by visa) security feature.

What online services do I get for Travel Cards?

  • View card balances per wallet/currency
  • View transactions history
  • Load your card with various currencies from your SAIB account
  • Unload funds from each wallet to your SAIB account
  • Access 24/7 and emergency assistance for lost or stolen cards

What happens if I lose my card or if my card is stolen and how can I request a replacement card?

In case of loss or theft of your card, immediately call 8001248000 (if within the Kingdom of Saudi Arabia) or +96114183100 (if overseas) to block your card and request a replacement card to be sent to you within 5 business days.
You can block the card temporarily or permanently through our mobile application, internet banking, or the phone banking service at: 8001248000

How can I know the WooW points earned using my Travel Card?

You can know more about the points earned by using WooW calculator by choosing the type of transaction and the number of points earned will appears, click here to use the calculator.