Consolidated Statement of Financial Position

As of December 31, 2019 and 2018

	Notes	2019 SAR ’000	201 Restated SAR ’000
Assets
Cash and balances with SAMA	4 (a)	10,218,816	4,871,932
Due from banks and other financial institutions, net	5 (a), 33	3,028,515	2,917,697
Investments	6 (a), 33	26,175,480	24,638,113
Positive fair values of derivatives	11 (c), 33	1,305,076	1,245,243
Loans and advances, net	7 (a), 33	57,112,907	59,412,529
Investments in associates	8 (b)	994,298	1,012,366
Other real estate	32 (b)	457,679	718,724
Property and equipment, net	9 (a), 42	1,134,495	902,889
Information technology intangible assets, net	9 (b), 42	254,336	208,207
Other assets, net	10 (a), 42	132,994	142,208
Total assets		100,814,596	96,069,908
Liabilities and equity
Liabilities
Due to banks and other financial institutions	12 (a), 33	13,788,191	12,620,832
Customers’ deposits	13 (a), 33	69,058,054	63,689,869
Negative fair values of derivatives	11 (c), 33	315,519	500,704
Term loans	14, 33	2,011,626	2,030,371
Subordinated debt	15, 33	–	2,005,661
Other liabilities	16 (a)	1,634,199	1,816,403
Total liabilities		86,807,589	82,663,840
Equity
Share capital	17	7,500,000	7,500,000
Statutory reserve	18	4,988,000	4,928,000
Treasury shares	39	(1,041,067)	(787,536)
Other reserves	6 (h)	329,977	(192,056)
Retained earnings	41 (b)	230,097	172,660
Shareholders’ equity		12,007,007	11,621,068
Tier I Sukuk	38	2,000,000	1,785,000
Total equity	41 (b)	14,007,007	13,406,068
Total liabilities and equity		100,814,596	96,069,908

The accompanying Notes 1 to 44 form an integral part of these Consolidated Financial Statements.