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About the Bank Learn about the Bank’s strategy Learn about the Bank’s governance policies, practices and standards The Bank’s financial performance Statements from senior decision-makers of the Bank Relationships with customers, business partners and investors The Bank’s environmental and societal commitment

highlights of the year

Financial capital

2018
SAR million
2017
SAR million
Total income* 2,839 2,792
Total expense** 1,133 1,059
Operating profit 1,706 1,733
Impairment charges 247 332
Net income 1,459 1,411
Loans and advances, net 59,413 59,588
Investments, net 24,638 21,714
Investments in associates 1,012 1,020
Total assets 96,070 93,796
Term loans 2,030 2,015
Subordinated debt 2,006 2,003
Customer deposits 63,690 66,943
Shareholders’ equity 11,654 13,494
Tier I Sukuk 1,785 785
Total equity 13,439 14,279
Return on average equity % 11.99 10.72
Return on average assets % 1.54 1.51
Capital adequacy % 19.36 20.38
Equity to total assets % 13.99 15.22

* Total income includes total operating income plus share in earnings of associates.

** Total expense includes total operating expenses before impairment charges.

 

 

GRI Indicators GRI 102-7, 305-1, 305-2

 

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