| Special commission income |
19 |
3,261,976 |
3,902,488 |
| Special commission expense |
19 |
940,322 |
1,624,597 |
| Net special commission income |
|
2,321,654 |
2,277,891 |
| Fee income from banking services, net |
20 |
303,397 |
299,032 |
| Exchange income, net |
|
177,249 |
155,905 |
| Dividend income |
21 |
14 |
– |
| Unrealized fair value through profit and loss |
31 (a) |
(81,871) |
7,350 |
| Realized fair value through profit and loss |
|
3,542 |
3,275 |
| Gains on disposals of FVOCI debt securities, net |
22 |
104,476 |
43,518 |
| Other income |
8 (b) (i) |
17,672 |
31,257 |
| Total operating income |
|
2,846,133 |
2,818,228 |
| Salaries and employee-related expenses |
23 (a) |
672,036 |
626,327 |
| Rent and premises-related expenses |
|
128,439 |
144,080 |
| Depreciation and amortization |
9 |
144,676 |
143,517 |
| Other general and administrative expenses |
38 (b) |
268,990 |
320,322 |
| Operating expenses before provisions for credit and other losses |
|
1,214,141 |
1,234,246 |
| Provisions for credit and other losses |
38 (a) |
449,413 |
1,342,637 |
| Total operating expenses |
|
1,663,554 |
2,576,883 |
| Operating income |
|
1,182,579 |
241,345 |
| Share in earnings of associates |
8 (b) |
45,928 |
88,156 |
| Income before provisions for Zakat and Income Tax |
|
1,228,507 |
329,501 |
| Provisions for Zakat and Income Tax |
25 (a) |
248,946 |
90,040 |
| Net income |
|
979,561 |
239,461 |
| Basic and diluted earnings per share (expressed in SAR per share) |
24 (b) |
1.28 |
0.17 |
