The Saudi Investment Bank has issued several different cards as following:
When using SAIB Credit Cards you will pay the profit rate and Tawarruq fees for the outstanding balance only once, instead of calculating the fees frequently every month. You will save more with this calculation method and your installments will be easier.
An example for Tawarruq:
Revolves an unpaid balance amount of SAR 2,850. Hence Tawarruq profit rate of 1.80%* (i.e., SAR 51.30) applies on SAR 2,850 and a service charge of SAR 250* is applicable. The total amount due is SAR 3,151.30. The total amount due is broken into 12 EMIs of SAR 262.60 each. These installments are payable each month.
*This rate figure is for illustration purposes only and may not represent the actual rate.
*A SAIB VISA Platinum feature only.
Maximum 7 working days since the approval data.
You can call us on 800 124 8002 and check the status.
No, You will receive the card first, then you will receive the PIN in two or three days.
To activate your Credit Card from SAIB, please contact the call center on 800 124 8002 within the Kingdom or call 00966 11 2927733 from outside the Kingdom.
In the case of loss or theft of your card you should contact us immediately on 800 124 8002 in the Kingdome or on 00966 11 2927733 from outside the Kingdome 24/7.
Once a Credit Card is reported lost or stolen, we will cancel it and send you a new one within 5-7 business days. You will also receive a new PIN number for the new card. Your Credit Card will be inactive until you activate it again. You must do this before you use the new card. Make sure to sign the back of your credit card immediately when you receive a new one.
We will send you a new Credit Card in a period of 2-4 weeks before the expiry date. If you do not receive a new Credit Card before one month from the expiry date, please call us on 800 124 8002 or visit any branch of the Saudi Investment Bank.
No need to register your card for Verified by Visa service. This service is available by default to all SAIB credit cardholders for online purchases.
Yes, you can set an additional credit limit as you increase or reduce the credit limit on the card with all the additional flexibility. By calling 800 124 8002 24/7 or visit us on any of our branches. Moreover, There is a special form on the website of The Saudi Investment Bank to do that.
The lowest amount must be paid in installment due date is typically 5% of the overall balance in the account statement or you can pay the full due amount without any fees. If your total balance is less than 100 SAR, you will need to pay the full balance of the total. If you do not pay the minimum down payment on schedule, there will be 100 SAR as a late charged payment.
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