Cashback on your personal finance

Cashback on your personal finance

Cashback on your personal finance

Get your Personal Finance from The Saudi Investment Bank and enjoy monthly cashback of your finance profit margin (for the first 12 months), credited directly to your Travel Card.

You do not have a Travel Card?

We will issue it for free with your Personal Finance, based on your request.

* Terms and conditions apply.

* Offer is valid until 31 December 2021



How will the profits be credited to my account if I do not have a Travel Card?

We will issue a Travel Card (free of charge, without issuance fee) based on your request when the finance amount is credited to your bank account. We will notify you when the card is issued via SMS.
After that, you can go and print the card directly (free of charge) from the nearest Self-Service Machine (Click here to locate the nearest self-service machine location in your region/city).

Will I get a new/additional Travel Card if I already have an existing Travel Card now?

No need to issue an additional card, we will credit the profit amounts to your existing Travel Card.

What is the minimum finance tenor required to get the offer?

The finance tenor must not be less than 5 years (60 months) provided that the customer should not make an early settlement of the finance at least 2 years after getting the finance.

What is the value of the administrative fee?

Administrative fee will not exceed 1% of the finance amount or SAR 5,000, whichever is less.

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Offer terms and conditions

  • Offer is valid until 31 December 2021
  • Profit cashback will be credited monthly after paying each installment
  • Cashback is applicable for 5-year finance tenor only
  • The cashback will be credited in SAR to the Travel Card within 3 working days after paying the finance installment for that month
  • If the customer does not have a Travel Card from The Saudi Investment Bank, the bank will issue the Travel Card along with the disbursement of the Personal Finance, free of charge, based on customer’s request; however, annual fees for the Travel Card will be applicable.
  • If the customer does not have an active Travel Card at time of credit of the cashback amount, the customer will not be entitled to the cashback for any month
  • Offer is valid for the installments of the first 12 months. Customer is not entitled for the cashback if he/she fails to pay any of such installments on time
  • In case the customer early settles the financing, due to any reason, before completing at least 2 years with the bank, the customer has to return the cash back amount to the bank
  • SAIB reserves the right, in its sole discretion, to disqualify any individual it finds to be misconducting, misbehaving, tampering with the offer process, or to be acting in violation of these Terms and Conditions.
  • The beneficiary does not have the right to ask to exchange the offer or its amount and value with any other offer, amount or value whatsoever