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Personal Banking

The Saudi Investment Bank (SAIB) offers a wide range of Retail Services through its head office and through a network of branches that covers central, western and eastern regions. Those services include current accounts, savings accounts, investment management, demand deposits, local and international shares, retail lending, Islamic Murabaha, credit and charge cards.

Our trained staff are ready to assist our customers. SAIB has a vast network of ATM's that covers all the three regions of the Kingdom. Our ATM's are part of the SPAN and GCC Networks and do accept most cards including American Express.

This is aShariah compliant product that is aimed at financing the purchase of residential real estate.

• Financing the purchase of residential real estate
• No guarantor required
• Joint loans possible (first degree family members only)
• Repayment period of up to 25 years
• Early repayment
• Easy monthly installments
• Takaful property insurance
• Relief of payment in case of death or disability

• Saudi nationals only
• Salary assignment
• Minimum salary of SR 5,000
• Additional sources of income (of up to 50% of that) will be considered
• Minimum of 3 months employment period
• Minimum age of applicant is 20 years and maximum is 60 years at end of final installment
• Only applicants from SAIB approved list of employers
• Location of the property must be in one of the main cities (Riyadh, Jeddah, Dammam & Khobar)

• Application form duly completed
• Copy of Saudi ID
• Identification letter from employer
• Salary transfer letter
• Account opening with SAIB
• Original Title Deed
• Property location map
• Copy of purchase/sale agreement or price quotation
• Copy of construction permit