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Islamic Banking

The Saudi Investment Bank (SAIB) is taking the lead to provide its customers with specially tailored Islamic products that are verified by our Shari'a Council and with the lowest cost.
We provide a number of specially designed financing plans for our corporate clients who wish to conduct their business transactions in the traditional Islamic way and make profits while complying with the Shari'a guidelines:

Murabaha Finance 

This service allows corporate customers to acquire and trade in a wide range of commodities and goods from the local and overseas markets;

Istisnaa Finance 

Through this means of finance, the Bank executes/manufactures an item (building, equipment, etc.) under the client's request and according to their stipulated specifications and quantities. Then, the Bank sells the item to the client through instalments against a specified profit and for a pre-determined period. This service facilitates financing of equipments, buildings, projects under construction and manufacturing facilities.

Ijaara Finance

This service allows corporate customers to lease assets from the Bank. Ownership of the assets is transferred to the client after the lease rents (inclusive of the cost of the asset and profit to the Bank) are paid in full.

Murabaha Agreement for Commodities 

This service allows corporate customers to place deposits with us and earn a profit over the deposit period in compliance with Shari'a.

We offer our customers the ability to purchase their dream home, furniture, car and other items. In addition to leasing, we offer a range of Shari'a-compliant investment funds. Those funds offer higher than average return and minimum risk.

For more details, please contact any of our branches or call toll-free 800-124-8000 and our trained customer service staff will be glad to answer your inquiries.

Our Shari'a-compliant branches ()

Central Region

Suwaidi Branch
P.O. Box 3533, Riyadh 11481 KSA
Telephone: +966 1 2676016
Fax: +966 1 4250849

Malaz Branch
P.O. Box 3533, Riyadh 11481 KSA
Telephone: +966 1 4771860
Fax: +966 1 2917657

Shifa Branch
P.O. Box 3533, Riyadh 11481 KSA
Telephone: +966 1 2984500
Fax: +966 1 2983254

Rawabi Branch
P.O. Box 3533, Riyadh 11481 KSA
Telephone: +966 1 4921685
Fax: +966 1 2080978

Badi'ah Branch
P.O. Box 3533, Riyadh 11481 KSA
Telephone: +966 1 4182652
Fax: +966 1 4181539

Rawdah Branch
P.O. Box 3533, Riyadh 11481 KSA
Telephone: +966 1 2084636
Fax: +966 1 2084636

Buraidah Branch
P.O. Box 533, Buriyadah 51421 KSA
Telephone: +966 6 3271777
Fax: +966 6 3698752

Rayyan Branch
P.O. Box 3533, Riyadh 11481 KSA
Telephone: +966 1 2087580
Fax: +966 1 4932504

Ghurnatah Branch
P.O. Box 3533, Riyadh 11481 KSA
Telephone: +966 1 2494511
Fax: +966 1 2494630

Ghadeer Branch
P.O. Box 3533, Riyadh 11481 KSA
Telephone: +966 1 2759172
Fax: +966 1 2753628

Al-Nassim Branch
P.O. Box 3533, Riyadh 11481 KSA
Telephone: +966 1 2359888
Fax: +966 1 2359703

King Fahad Area Branch
P.O. Box 3533, Riyadh 11481 KSA
Telephone: +966 1 2291602
Fax: +966 1 2291572

Khurais Branch
P.O. Box 3533, Riyadh 11481 KSA
Telephone: +966 1 2390077
Fax: +966 1 2308740

Al-Rahmania Branch
P.O. Box 3533, Riyadh 11481 KSA
Telephone: +966 1 4833048
Fax: +966 1 4834678

Al-Wadi Branch
P.O. Box 3533, Riyadh 11481 KSA
Telephone: +966 1 2742020
Fax: +966 1 2107242

Western Region

Malik Road Branch
P.O. Box 5577, Jeddah 21432 KSA
Telephone: +966 2 6078500
Fax: +966 2 6595944

Aziziyah Branch
P.O. Box 18632, Makkah KSA
Telephone: +966 2 5591740
Fax: +966 2 5272213

Al-Jameah Branch
P.O. Box 5577, Jeddah 21432 KSA
Telephone: +966 2 6320536
Fax: +966 2 6321972

Eastern Region

Rayyan Branch
P.O. Box 1581, Dammam 31952 KSA
Telephone: +966 3 8423811
Fax: +966 3 8416021