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Corporate Banking

The Corporate Banking Group (CBG) of the Saudi Investment Bank (SAIB) has developed its ongoing strategic positioning through solid and strong relationships with corporate clients. CBG focuses on providing the highest possible quality of financial products and services to both corporate and Government and public sector entities. It operates from three regional headquarters based in Riyadh, Jeddah and Al-Khobar, effectively covering the entire Kingdom.

The strategy of the Group combines the delivery of client's business requirements along with convenient and flexible financial services while adhering to conservative lending policies. CBG offers corporations and institutions a wide range of high quality tailor-made financial solutions. Corporate services are offered through highly qualified Relationship Managers trained to assess customer's needs on an individual basis, and to offer innovative tailor-made financial solutions.

Small Companies and Establishments
Our service to the Corporate sector is not limited to the bigger companies but also covers the facilities required by the small/medium size companies and establishments. In order to cater for the needs of this very important sector, we have established a special team with highly qualified personnel within each region to fulfill the needs of customers in this category in an efficient and professional manner.

The services and products offered are:

• Project Finance

  • Industrial Projects: We provide advisory, consultancy and financing services for both initiating and expanding industrial projects. Such services include, in addition to term loans, bridge finance against loans approved by the Saudi Industrial Development Fund (SIDF), documentary credits needed for the project, coupled with the necessary short-term financing of working capital as well as the hedging tools needed to limit associated currency risks.
  • Construction, Operation and Maintenance Projects: We offer the finance needed throughout the duration of Construction, Operation and Maintenance projects. Our financing ranges from providing bonding lines to the clients to discounting invoices raised by the contractor to bridge finance receivables. We also support clients by extending the required Documentary Credits to finance import requirements.

• Working Capital Finance

  The Bank offers the finance required for a firm's investment in its current assets. Such finance is of short term nature and encompasses overdrafts, short-term loans and letters of credit including re-financing by way of short-term loans.

• Trade Finance and Services

  Trade Services Unit is centralized in Riyadh and provides its services to all regions within the Kingdom. Customers may submit their applications and take delivery of documents through any of our branches in the Kingdom of Saudi Arabia. We are equipped with specialized staff and sophisticated systems specially designed to handle both domestic and international trade related transactions. We provide the following products and services to customers:
  • Import and Export Documentary Credit (including Transfer of Credit)
  • Standby Letter of Credit
  • Letter of Guarantee (local and counter-guarantee)
  • Discounting Bills
  • Documentary and Clean Collection (including aval)
  • Other Trade related products

  For more details regarding our services please click here.
  Corporate Banking (PDF)
  Industrial Project Financing (PDF)