Investor Relations

| Credit Ratings | Stock Activity | Financial Statements | Board of Directors | Management | Compliance |

| Year 2008 | Year 2007 | Year 2006 | Year 2005 | Year 2004 | Year 2003 | Year 2002

TEN-YEAR FINANCIAL HIGHLIGHTS

	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998
Summary of Statement of Income (SAR in Millions).
Operating income	1,403	2,556	1,516	1,013	782	608	498	474	398	374
Operating expense	484	453	352	296	237	175	154	157	118	104
Operating profit	919	2,103	1,164	717	545	432	344	317	280	270
Provision for possible credit losses	97	97	100	130	81	52	40	40	40	40
Net income	822	2,006	1,064	587	464	380	304	277	240	230
Summary of Balance Sheet (SAR in Millions).
Loans and advance, net	23,129	20,691	19,794	13,031	10,232	8,891	7,527	7,493	7,063	6,394
Investments	16,373	11,777	11,276	8,502	7,261	6,454	5,822	4,289	4,204	3,197
Total assets	46,542	40,845	39,581	28,544	21,708	19,957	15,252	13,946	13,465	12,680
Customer deposits	32,768	27,931	27,858	20,285	14,404	14,065	10,950	10,359	9,532	8,572
Total shareholders' equity	6,770	6,001	5,307	3,607	2,632	2,160	2,041	1,868	1,698	1,516
RATIOS (%)
Return on shareholders' equity	12.88	35.48	24.14	19.12	19.36	18.11	15.56	15.54	14.96	15.96
Return on assets	1.88	4.99	3.12	2.34	2.23	2.16	2.11	2.02	1.84	1.98
Capital adequacy	21.91	24.71	22.56	22.79	21.63	23.94	25.69	22.76	21.60	21.49
Shareholders' Equity to Total Assets	14.55	14.69	13.41	12.30	12.12	10.82	13.38	13.39	12.61	11.95